Do you really need a Bankruptcy Lawyer?… If you are carried away about all those talk of do-it-yourself bankruptcy applications, then why don’t you try it yourself. Perhaps you will realize how complicated the bankruptcy process is and decide that you don’t want to go through the bankruptcy process alone. The foremost question is do you really need a bankruptcy lawyer? And if you want a straightforward answer, yes you need one. Bankruptcy lawyers are a necessity in bankruptcy cases.
To make everything work on your side, you need a lawyer who is competent in handling bankruptcy cases. Don’t settle for anything less because you might end up in a nightmare and lose your chances of gaining bankruptcy protection if you choose the wrong person. This lawyer should be able to practice in the state where you will file for bankruptcy petition. Most of all, you should be comfortable working together so that if there are any questions or clarifications you want to discuss with him, you can do so openly and without any reserve.
Most debtors would probably say that they don’t know a lot of bankruptcy lawyers in their state. That is not a problem! Here are some things you can consider when choosing for the best bankruptcy lawyer.
1. Pick a lawyer recommended by a friend or a relative or another lawyer. If they don’t know of any, then go to the Internet or browse through the yellow pages because you’ll surely find an abundance of bankruptcy lawyers in these places. If you’ve already picked a name, set an appointment
2. Most of the lawyers offer an initial free consultation. During this meeting, get to know the lawyer by asking him questions about his professional career or about the bankruptcy proceedings and try to get a feel of what he’s saying. You should also consider your rapport with this lawyer and see if you are comfortable with him.
3. If you like what you see, then you can proceed to ask him how much does he charge for counseling fees. Plus, you can also start discussing your current financial issues with him so you can decide on what is the best course of action to take. However, if you do not like the lawyer and you think you can look for someone more capable, then by all means, do so.
It is the bankruptcy lawyer’s role to inform you all of the things you need to know before filing for bankruptcy. He should be able to help you with the necessary paperwork to submit and you can discuss with him the fees you’re going to pay during your application. If there are some minor hitches encountered during the filing for bankruptcy application, you can consult your lawyer so he can help iron out these hitches. Once you’ve hired a lawyer, you can also refer all queries by the creditors to your lawyer’s office and he will speak on your behalf.
The bankruptcy process is complex enough with a lawyer on your side, how much more difficult would it be when you’re all by yourself doing everything. Increase your chances of a successful bankruptcy case, hire a competent attorney now!